Hello Clever

Financial Services, FinTech, Payments, Software

Author

Peniel Keme Kitoko
April 20, 2024 • Estimated Reading Time: 3 minutes

🌎🌍🌏| Oceania Saturday

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  Problem

  • Market Potential: With the rise in living costs, Australian millennials face challenges in managing their finances effectively.

  • Challenge: The target audience struggles to track their income and spending efficiently, resorting to to BNPL services.

  • Lacking Tool: Existing payment platforms lack real-time tracking capabilities, making it difficult for users to monitor their spending.

    • Extra Barriers: Delayed settlement times and limited cashback rewards of traditional payment methods set extra barriers.

This issue's Startup equips Australian millennials and Gen Z with a Fintech solution designed to address these financial challenges.

  Solution

Hello Clever

Hello Clever introduces a buy-to-earn platform tailored to the needs of Australian millennials and Gen Z.

How: Through its real-time payment API powered by the NPP, PayTo, and PayID, Hello Clever enables instant cashback reward for users.

  • Platform: Integrates with major e-commerce platforms, providing a frictionless checkout process and real-time spending insights.

  • Target: Caters specifically to young consumers, offering a solution to track their income, manage their spending, and earn rewards.

  • Resolving: By replacing credit-based BNPL services with a cash-based payment model, Hello Clever empowers smarter financial decisions.

Product Demonstration

  Company Info

  • Industry: Financial Services, FinTech, Payments, Software

  • Business Model: SaaS

  • HQ: Sydney, New South Wales, Australia

  • Founding Year: 2021

  • Employee Count: 11-50

  • Investors: CrossFund, Vectr, Yolo Investments, Boson Ventures, Magnivia Ventures

  • Funding Amount: $3,806,156

  Traction

  •   Over 30,000 active users and over 453 merchants

  •   Partnerships with 70+ banks and 1010+ retailers

  •   First Australian payment gateway to support PayTo secure pre-authorised payment technology

  Competition Advantages

  • Seamless integration with major e-commerce platforms

  • Instant cashback rewards for users

  • Real-time payment API powered by NPP, PayTo, and PayID

  Founders

  • Caroline Tran Co-Founder & CEO (Expertise in fintech)

  • Gavin Nguyen Co-Founder & CTO (Expertise in product development & design)

  Job Opportunities & Contact

  • Hiring Status: Active

  • Contact Information:

    • https://helloclever.notion.site/Careers-Hello-Clever-119c8c68c1c54eb5b858202ef8a1cccf

    • [email protected]

    • https://www.linkedin.com/company/helloclever/

  Why Invest by George

❝

Ooh-ooh-ahh-ahh, Hello Clever helps young monkeys save up bananas for more monkey business!

🐵

- George Capuchinski -

  Voices From Our Community (By George: Coming Soon 🍌)

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Cheers,

Peniel Keme Kitoko

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